For Builders
by Builders
We unite business owners, engineering leaders, product leaders, compliance and other experts to advance financial technology through shared knowledge and collaboration.
Our community members build payment solutions, share expertise, and create the infrastructure that drives breakthrough innovations. Join the leaders shaping the future of digital finance.
Who’s the community for?
Technical Implementation
The people funding, building, and scaling Africa's payment revolution need better connections. The M3 bridges that gap. We connect investors, partners, policy makers, and accelerators with the engineers, product leaders, and operators actually building payment solutions across Africa. Get real-time market intelligence. Access key decision-makers. Shape the future of African payments.
Strategic Decision Makers
CTOs, founders, and payment leaders shaping fintech strategy. The M3 offers them trend analysis, access to talent, and a powerful network of fellow innovators.
Regulatory & Compliance Specialists
Risk managers and technical compliance officers navigating complex regulatory environments. They rely on The M3 to stay current, exchange knowledge, and contribute to evolving standards.
Ecosystem Enablers
Risk managers and technical compliance officers navigating complex regulatory environments. They rely on The M3 to stay current, exchange knowledge, and contribute to evolving standards.
Our Mission
To build a connected, informed, and empowered network of Africa’s payment technologists by providing access to technical resources, regional insights, and collaborative opportunities that shape the future of digital finance.
Our Vision
To be the heartbeat of Africa’s payment technology ecosystem where technologists, leaders, and enablers connect, collaborate, and co-create the future of fintech across the continent.
Josh
Founder, The M3
That's exactly why I built The M3. We needed a place where the people building African fintech could meet the people funding it, regulating it, and using it. Where engineers could talk directly to policy makers. Where founders could learn from operators who've solved similar challenges.
Africa's payment future is being designed right here by people who understand that a farmer in Ghana has different needs than a trader in Lagos, and that both deserve world-class solutions.
The M3 is where those solutions get born, tested, and scaled together.
To the Builders Powering Africa's Payment Future
In the last ten years, I've been knee-deep in Africa's payments world. From helping farmers save just $1 a week through USSD to buy seeds and fertilizer, to building payment systems that moved millions of dollars globally.
But here's what I keep running into: brilliant companies struggle with integration headaches. Policy makers create regulations without understanding technical realities. Talented builders work in isolation when they should be learning from each other. These aren't technical problems; they're connection problems.
